Coverage from $9/month. Apply in 10 minutes. Most applicants skip the medical exam.
No commitment. Won't affect your credit.
Answer a few quick health and lifestyle questions. Takes about 10 minutes.
We instantly match you to the best policy from our A-rated carriers.
E-sign your policy. Most applicants are protected within 24 hours.
Skip the paperwork. Apply right from your phone.
Up to $2M in coverage without a needle in sight.
We only work with the most financially stable insurers.
"Approved in under 15 minutes. I was floored at how easy it was."
"Half the price of what my employer's group policy quoted me."
"The team called to walk me through every option. No pressure."
A common rule is 10–12× your annual income, plus enough to cover your mortgage and your kids' education. Our quote tool will recommend a coverage amount.
Most applicants under age 60 qualify for our no-exam underwriting up to $2M in coverage.
Many applicants are approved instantly and bind coverage within 24 hours.
We'll help you re-apply with a different carrier that's a better fit, or offer a guaranteed-issue option.